1.03.2010

new year, new us

2010. Well, here's hoping this year brings us better things on the financial front then 2009 did. We just seem to be taking hit after hit financially and because of this I have started looking for a job again. I don't want anyone to say, "oh you can find areas to cut costs... but you are the most important person in your child's life... they are only young once." Believe me, I know all this and it pulls (more like YANKS) on my heart strings and I've cried my eyes out about it but there is only so much that one income can do for you and when it can barely pay all your bills there is a problem. We need to eat. We have a mortgage. We have medical bills. We have student loans. We have credit card debt - which is scheduled to be paid off in Dec 2012... then we will be debt free... what a feeling! We have propane, cable/internet, cell phones, electric, water/garbage, a 2nd mortgage, car insurance, life insurance, 2 car payments, gas, groceries and I'm sad to add... we'll soon probably have daycare costs. We do the minimum on everything... we don't have fancy cable where you can watch movies on demand or tivo your favorite shows. We don't have internet or anything fancy on our cell phones... just the basics. But yet even with the basic everything we cannot seem to get ahead. It is so frustrating. So please pray that I can find a job that I somewhat enjoy. That my children are happy and thriving in whatever environment they are put in (home or daycare). That a little weight is lifted off my husbands shoulders. The last thing I want him to feel like is a failure because he can't support his family. We simply have to many bills.

My New Years Resolution is to become more stable financially (and to post more entries here!). To have savings. To be able to go to a movie or out to dinner once in a while with my husband... which never happens now because we wouldn't be able to afford this bill or that bill.

I dislike money. The end.

On to more happy things... my kids are cute. I know.

Cooper - 3 months - in his baptism outfit and Santa hat!
Ellie - 3 years - in her pretty dress from Great Grandma R.Santa came to Grandma Judi and Papa's house! I just think their mantle is so pretty and festive!
This morning we were up and dressed. Cleaning up the house... getting ready for the Vikings game... happy as can be.
Then he did this... while breastfeeding. So you can imagine what I also looked like. :)
I cleaned up Coop and took a shower. Then we got all ready for the Vikings game! Go Vikes!!
Now it's been hours since I started this post (funny how that works, huh!) and the Vikings game is over and we WON! 44-7! Woot woot!! They are gonna go ALL THE WAY!! (hoping anyways :))

Hmmm... what else has been going on?

Greg is having surgery in a week and a half. Our health insurance is SO AWESOME ((sarcasm)) that the hospital wants $1700 down in order to do it... they told us this LAST WEEK! So in other words... no, they are not getting that much money from us... $500 if they are lucky... but that will put a dent in our already barely there $$ for bills, so starts the falling behind... see what I mean now when I say we keep getting hit with odd ball things financially!

The weather here is TERRIBLE. Cold. Why do I live here? Today's high was supposed to be 4. Not 40, no. 4! Brrrr. I'm ready to move somewhere warm.

We bought a for sale sign for our house... it is still sitting in the kitchen.

We watched the Hangover the other night. Hilarious.

Ellie went to her first movie yesterday with my parents. They went to the Princess and the Frog. We were wondering how she'd do with the dark and the loudness of it all. But she loved it!

Ellie funny: today she asked me if my boobs also made juice!! haha! Those little kids and what they think up. Cracks me up. I love her to pieces. :)

Happy New Year!




5 comments:

AM said...

So...do your boobs make juice? ;)

Sorry for the financial struggles. We've made some poor choices since moving here and now we are trying hard to "buckle down" and pay off our credit cards. Money stuff sucks for sure.

How is the cloth diapering going?

that son of yours is really beautifully handsome!

misguidedmommy said...

uggg i hated when brandon would puke on me while nursing. especially because i felt like i needed to handle him first so i would run around naked with vomit dripping down into my belly button

Christy said...

Well, good luck with the job hunt. We are struggling to get rid of our debt too. I am hoping to be debt free by the end of this year, but it is going to be tough.

Kirsten said...

First, those are two beautiful kiddos!!!
Second, ugh. I hate money, too. As you know, I have struggled with the working mom thing since day one. I daydream every day of not having to work but the reality is that I do. I feel like if I didn't, I would be in a panic all the time about every dime we spent. And, there are just too many damn bills.
So sorry that Greg has to have surgery; I hope everything works out okay. I'll probably be going under the knife myself sometime this year but I am putting it off because of the cost...crappy insurance here, too!!!
Stay warm and all the best in your job search : )

Nonnie said...

I dislike money as well. As much as I love being a stay at home mom, if I was in your position, I'd do what was best for my family, which sounds like going back to work. I'm so sorry :(.

I think there's a reason I wasn't planted in a climate like yours. 4 for a high?! Really?? I cannot imagine willingly staying! I guess having roots there makes a difference. It is 21 here now, with a high of 30 for the day, and that is FRIGID for here. We usually don't get cold temps like this during the day. I am already on the lookout for spring!