So I quit my job in May 09. Life is good. Ellie and I started off our kick-A summer... and then Greg got some time off at work for a stupid email we sent between the 2 of us and about 100 other people. It was hilariously perverted and whatever... but someone was offended. So that was a kick in the pants. Time off work - unpaid - when I wasn't working either. Not a good start.
We made it thru the summer with Greg working and me selling lia sophia. As the end of my pregnancy neared Greg was involved in another incident at work involving a well being check that didn't get completed even though it was entered into the computer as being done. Apparently though there was some chaos at the time with a detainee attempting to hang himself and he had to be cut down, etc. I wasn't there so I don't know what happened. But this resulted in Greg having a meeting scheduled with the Sheriff and other higher ups. He was told to bring in all county property. So we just knew he was going to be fired. We prepared ourselves for it. It was literally days before I was to deliver. We were scared and stressed. I was so worried we wouldn't have health insurance when it came time to deliver.
The day came and literally an hour before it was time for him to go in my dad called and told him to stay calm and not have an attitude. What we didn't know at that time was that my dad had gone in and spoke to the Sheriff and the other higher ups and pretty much asked that they give Greg another chance. That I was prego and that his income was our only income. (My dad worked with most of these men for some 30 years so he knew them well.) My dad pretty much saved our arse. For that we are so grateful. But the result was that he still received 20 shifts off unpaid. 20 shifts is just under 2 months off in his job as they work 12 hour shift work. So we had little to no income from mid-September to mid-November. We had some help from Greg's dad and my grandpa. What we didn't have was enough money to pay our mortgage.
After talking to our mortgage company 3, 4, 5 times they finally agreed to give us a 6 month deferment. We thought, SWEET! We are going to be fine! We got our first paycheck in mid-November and then had to pay double the health insurance since we hadn't paid it for those 2 months. We also had to catch up on plenty of other bills I'd let slide during that time. Then it was Christmas time and you know that pressure to buy gifts for everyone is there. Then Greg has to have surgery and they want $1700 down and we EVEN HAVE INSURANCE!
So that brings us to now. The 6 months is up and what does our mortgage bill say? $950 for one months payment? Oh no, over $7000 is due. They want the ENTIRE 6 months of payments. NOW. Explain this one to me. If we didn't have it over those 6 months why would we have it now? So they tell us to fill out some paper work for some plan Obama has put into action... I do just that. Well this past Saturday they send us a letter saying they are unable to help us and we should put our house up for sale (it has been since December) and to contact them when we receive an offer and they'll consider a short sale. Shhaaaaaaa right. We live in the middle of no where. We are not going to get any offers on or house any time soon.
So we are considering just walking away. Is this what is happening across this country today? It is just so dang sad.
To be continued...
